System for Analysis of Real Estate Financing Market (SARFiN) is a web application addressed to banks and dedicated to exchange of information on volume and value of new mortgage lending, as well as to provide participating banks with data related to of mortgage loans portfolio risk estimations.

System was launched by Polish Banks Association in 2001 and presently is used by 15 banks, which accordingly to reciprocity principle input own data and in return receive the standard reports enabling to estimate the volume and dynamics of the mortgage market, including particular bank’s position on that market. Information generated in SARFiN System reflects approximately 90% of the total housing loans for individuals granted by Polish banks. Data collected in the System are made available to National Bank of Poland.

Data gathered in SARFiN System are used in AMRON Centre’s reports, both those available at our website (AMRON-SARFiN Reports, as well as analyses and publications) and also in specialist analytical publications developed on individual order of banks, investors, developers and other entities interested in reliable information on particular market segment in specific location and time period.

SARFiN also develops new services for banks and their customers: a loan affordability index, evaluation and estimation of the real estate finance market potential and the presentation of ‘risk maps’ for particular regions.

SARFiN System is an excellent source of information enabling to verify trends in the real estate finance market.